This option is most often used by merchants who lack PCI DSS accreditation. The merchant integrates their shopping cart into a customised version of the IPG-Hosted Payment Page served from the gateway. The merchant customises the page via the gateway user interface or, for more advanced customisation, by using cascade style sheets (CSS). The pages render appropriately for all operating systems and devices, including smartphones and tablets.
The IPG-Hosted Payment Page delivers a seamless online shopping experience for the consumer during which the merchant’s branding remains consistent – without the complexity and expense of PCI DSS-compliance.
This integration option is complemented by the powerful Web Services API and software development kits (SDKs) which unlock the gateway’s full suite of features without the need for PCI DSS-compliance.
The Web Services API contains the full suite of IPG Gateway features and services available for use with any IPG integration method. It enables merchants to connect to the gateway and perform many operations, such as issuing credits, settling/capturing existing orders and retrieving data from a host of reconciliation services.
PCI DSS-compliant merchants can also use the Web Services API to post card and other payment information directly and securely between their website and the IPG Gateway.
The SDKs are small code libraries that simplify use of the Web Services API. They are used to submit requests to the Web Services API and to handle the error/success responses and other interaction between the merchant’s website and the IPG Gateway. Merchants can simply include the libraries in their application or payment page and use the exposed methods to create payments, perform actions such as credits and re-bills, and retrieve reconciliation and reporting data.
The Magento plug-in enables seamless integration of the Magento platform and the IPG Gateway to allow easy customer payments and ongoing order/transaction management within the Magento system. Customers are redirected to the IPG-Hosted Payment Page to complete the payment, with notifications sent to Magento from the IPG Gateway.
The plug-in supports the following functions:
- Creation of one-off payments
- Creation of managed recurring transactions (initial sale + recurring)
- Settling/capturing or cancellation of authorisations from within Magento
- Cancellation of recurring transactions from within Magento
- Crediting/refunding of transactions from within Magento
- Viewing of order and transaction details from within Magento
- Displaying of event notifications from the IPG Gateway within Magento
- Transaction synchronisation between the IPG Gateway and Magento
The Magento plug-in is only available for use with the IPG-Hosted Payment Page.